Save Money On Discounted Mortgage Rates   Canada's Lowest Posted Mortgage Rate.
Sutton Member Program Mortgage Rates.  Our SMP Lowest Mortgage Rates:

Looking for the Lowest Mortgage Rates ... Shop and Compare.   More info on our SMP Mortgages.

On the right we have posted the Lowest Canadian Mortgage rates we could find published.  Check over 50 other lenders rates > Compare Other Mortgage Rates On-Line <

Use our Quick Mortgage Calculator to see how much you can save.

 How the Sutton Member Mortgage Works

Everything you need to know about the Ontario and Toronto Land Transfer Tax.  Newly added link for Questions about the new HST.       Property Land Transfer Tax Calculator

When shopping for the Best Mortgage Rates, be prepared in advance before approaching a lender.  A rate savings of even half a percent could save you well over twenty thousand dollars throughout the life of the mortgage.

Below is a basic overview of what you can do to ensure you get the Best and Lowest Mortgage Rate on the market today. 

> Compare Mortgage Rates On-Line <

Don't take the first rate you are offered without doing some basic checking.

The link above Lists over 50 Banks & Lending Institutions
to easily compare the average 5 Year Closed/Fixed Mortgage Rates

Don't forget to check out the Sutton Member Mortgage Rates
 

Deciding on which Mortgage to choose - variable, 3 year fixed, 5 year can be difficult.

Use this Cool Calculator to enter 3 Different Interest Rates
so you can visually see the possible savings.

Use the three "what if" scenarios to analyze Canadian mortgage options and see how a change in interest rates affect your mortgage payments, how an increase in payments affects your amortization period and so on.

The 3 Scenario Mortgage Calculator

 

Check out our Sutton Member Program Page where we list tips on what to do BEFORE you head to the bank.   Being prepared can help you negotiate the best rate.

Need more tips contact us at our Sutton Real Estate Office at 416-896-3333 or 905-896-3333 - just ask for our Mortgage Department - we're happy to help.

*Rates shown available O.A.C. as at February 18, 2010. The 1 yr Variable/Closed rate is Prime - 0.70% = 1.55%, 3 yr Variable/Closed rate is Prime - 0.54% = 1.71%, and 5 yr Variable/Closed rate is Prime - 0.49% = 1.76%. All variable rates based on the current Prime rate of 2.25%. Rates are calculated semi-annually and not in advance. Terms and conditions apply. BC & ON only. Mortgages facilitated by Finder Financial Services Ltd. FSCO# 10245. Property must be closing within 30 days to be eligible for the No Frills rate. Certain rates are applicable to purchases only. Available only to members who purchase a home through a Sutton agent registered with the Sutton Member Program (SMP) except for refinance in which case the individual must be referred by a realtor member of SMP. Applicable mortgages only and subject to Finder Financial Services Ltd. lending criteria for residential properties. Finder Financial Services Ltd. reserves the right to discontinue this offer at any time.