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SMP Mortgage Rate Mortgage Faciliated By Finder Financial Services Ltd.
Save Money On Discounted Mortgage Rates Canada's Lowest Posted Mortgage Rate.
Sutton Member Program Mortgage Rates. Our SMP Lowest Mortgage Rates: CURRENT MORTGAGE RATES* AS LOW AS ....
3.75% when you Purchase a Sutton Member Listing or Buy through a Sutton Member BUT we also now have great rates for our clients wishing to refinance their existing home.
Thinking of Listing Your Home for Sale?
Do you think offering the SMP Mortgage Rate to your buyer could make a Difference?
Free On-Line Home Evaluation To find out more about how the Sutton Member Mortgage works watch our You Tube video.
Frequently Asked Questions about SMP 
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Have a Question about the Sutton Mortgage?
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Shopping for the Lowest Mortgage Rates? Informal Over-the-Phone Information on the Latest Rates & Terms. Sutton Canada Toll Free: 1-800-265-1361
Sutton Toronto 416-896-3333
Sutton Peel: 905-896-3333
Sutton Halton: 905-827-6999
sutton@realtor.com Save Money! Get the Best Mortgage Rate! Looking to Refinance - Mortgage Rates at a Glance
A List of over 50 Banks & Lending Institutions to easily compare the average 5 Year Closed/Fixed Mortgage Rates > Compare Mortgage Rates On-Line <
Try Our Quick Mortgage Calculator to easily compare and see the rate savings
Not sure how much you qualify for? Call us at 1-800-265-1361
Easy, Hassle Free Answers. A Quick way to Give You a Little Peace of Mind. Glossary of Mortgage Terms |
Thinking of Selling Your Home?
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Would you like to see thi sign rider on your FOR SALE Sign?
The SMP is designed for sharing. If you see one of our Sutton Member For Sale Signs with this Rider - have your realtor call us about the property. If you purchase a Sutton Member Listing through another realtor you may qualify for this great rate.*
Watch out for our Sutton Realty For Sale Signs. As a Seller the benefits of offering a SMP Mortgage may be even more significant than you realize. These mortgage rates can be offered to any qualified Buyer wishing to purchase your home, even if its through another realtor. In fact, the reduced monthly cost offered through a "Sutton Member Program" mortgage may make the difference between being able to afford your home or not. Or, in other cases, it may mean you will get more for your home because the Buyer can afford to pay more.
Free ONLINE Home Evaluation Available By Clicking On The Computer Icon
. or Call Us At 905-896-3333 Or 416-895-3333 Request a Free Home Evaluation Report
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Tips on Applying for a Mortgage in Today's Market
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In today's market banks are taking a more cautious approach with qualifying consumers for mortgages.
Before starting your search for the perfect mortgage be prepared so you can negotiate the best rate. Simple Tips for Shopping for a Mortgage:
- Employment Verification: Have your job letter and pay stub handy - no paystub how about a T4. If you are self employed obtain 2 - 3 years of your tax returns (Notice of Assessments). Can't find them - you can contact Revenue Canada to reprint and mail you a copy.
- Downpayment Verification: Many banks today want to ensure your downpayment is obtained through savings, and not being borrowed from a line of credit or cash advance from a credit card. Copies of your passbooks, bank statements, RRSPs, GIC's etc in advance are extremely helpful. The majority of lenders will be looking for a minimum of 5% downpayment plus evidence that you have a sufficient funds for closing costs. (lawyers fees, land transfer tax)
- Credit: Credit Score is key. If you are not sure of your credit score - you can apply on-line with www.equifax.ca to review your personal file. Read our little blog on how to analyse your credit score below.
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Tips for Refinancing Your Mortgage
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If you are currently locked into a long term mortgage at a higher rate we suggest calling your existing Bank first to review any discharge fees. Many consumers believe to break a long term mortgage only costs about 3 months interest penalty. But, read the fine print and you might notice - it is 3 months interest penalty or the "differential" whichever is higher. It might be wise, before considering switching mortgages confirm your discharge penalty. In many cases the cost to break a mortgage might outway the savings of a lower rate. If your mortgage is coming up for renewal - we suggest shopping around 90 days prior to your renewal. May we also suggest the same tips in preparing to shop as above - Tips for Shopping for a Mortgage. At's all about being prepared to help you Save as much Money as possible on your Mortgage Rate. |
Real Estate Mortgage Calculators
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Let us help you find out what you can afford! Our mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying.
Complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To mail yourself a copy of your results, click the Receive this Detailed Analysis link.
Compare Mortgage Payments: Enter a regular Post Mortgage Rate available from any lender and review the mortgage payment. Then enter our Sutton Member Mortgage Rate and see the new rate. Sharpen your pencil! Click here for a cool way to visually compare "3 mortgage rates" A variable, 3 year mortgage rate or 5 year mortgage rate.
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Not intended to solicit clients under contract. If you'd like an On-line PreApproval
click here Thinking for Selling Your House? Think Sutton and how the Sutton Members Mortgage can help you attract more buyers. Ask for a Free Market Opinion on your home value. |
Feedback Form for the Sutton Member Mortgage Program
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Whether you are planning to buy your first home or sell your existing home, if you'd like more information we'd love to hear from you!
E-Mail us for more information on the Sutton Mortgage:
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Do You Know Your Credit Score? It May Affect Your Interest When Purchasing
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 The very first thing that your loan officer checks when you apply for a mortgage or any kind of credit is your credit score. You are rated in terms of the score which in most cases influences the amount you can borrow. Understanding your credit score ... read more
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*Rates shown available O.A.C. at January 25, 2010. The 5-year variable/closed rate is at Prime - 0.39% = 1.86% based on the current Prime rate of 2.25%. Certain rates are applicable to purchases only. Available only to members who purchase a home through a Sutton agent registered with the Sutton Member Program except for refinance in which case the individual must be referred by a realtor member of the Sutton Member Program. Applicable mortgages only and subject to Finder Financial Services Ltd. lending criteria for residential properties. Finder Financial Services Ltd. reserves the right to discontinue this offer at any time. Terms and conditions apply. ON and BC properties only. Mortgages facilitated by Finder Financial Services Ltd. through independent lenders. FSCO# 10245 Sutton Group Member Mortgages, Sutton Mortgages Info, Sutton Real Estate Mortgage Questions give us a call. Sutton Group Realty Offices Members of the Toronto Real Estate Board, Oakville and Milton Real Estate Board, Hamilton and Burlington Real Estate Association. |
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